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What is a VA LOan & How it works

As part of the U.S. Department of Veterans Affairs (VA) mission to serve veterans and active military members, the VA created a program to help members and their families purchase homes or refinance their mortgages. VA loans are offered by private lenders, but backed by the VA, which allows more favorable terms than a traditional mortgage.

Some benefits available in all VA loans include: $0 Down Payment, Low fixed rates, Easy to qualify, Exclusive to veterans and active duty military.

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Understanding the Mortgage Process

The mortgage process is essential for most home buyers, though due to its complex nature it can feel overwhelming for those going through it.

Preparation is the key and can make the entire process smoother and more manageable. Here’s a simple outline for understanding the mortgage process from preapproval through closing.

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Start Your Free Application

As a 1st United Mortgage Loan Officer, I have all the necessary tools and information to guide you in the right direction of your home buying process. The VA loan program enables veterans, active service men and women, and surviving spouses to own a home faster. At 1st United Mortgage, we streamline the process to make life easier for the people who defend and protect civilians. So, allow us to honor your service to the country – let us take care of the home loan process for you.

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A Little Bit About Me

My extensive experience as a realtor has given me the tools and understanding of the home buying process that gives me an edge up as your Loan Officer. I have been a licensed Realtor since 2006, starting in California. Shortly after moving to Tennessee in 2014, I received my license and in 2016 I obtained my Kentucky license. Since then, I have been in the top 10% of Realtors in Tennessee! I believe that being a licensed realtor for over 12 years has made me more in tune to what potential buyers are going through and how they might be feeling during their home buying process. As your Loan Officer, I am here to ease your worries, and provide you with all the education and information you need to make an informed decision about your mortgage!

No matter where you are in the home buying process, I can help. As a Mortgage Loan Officer right here in Clarksville, I work to help you find the right mortgage for you! I am passionate about making your dream of being a homeowner a reality. There is nothing better than finding the house you get to make home!

what they're saying

“Trisha is amazing! She was so helpful and informative every step of the way! I couldnt recommend her enough! So thankful to have her on my side throughout the home buying process!!”

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